With today’s rising energy demands, volatile financial & housing markets and a constant potential of increased living costs looming over our shoulders, catching a financial break anywhere we can as a consumer should be of keen interest to everybody. 90%+ Annual Fuel Utilization Efficiency (AFUE) furnaces may easily provide the solution and can easily off set a household bill or two with all of the energy being saved by this furnace in contrast to the conventional 60-80% AFUE furnace that is more than likely currently in your home even as you read this article. 90%+ AFUE furnaces have a 2 heat exchanger design to avoid wasting heat, in the past the product was problematic when it was first developed in the 90’s, but has since been improved to near perfection today by most manufacturers to be a very reliable product and if sized properly and installed properly will save an incredible amount of money on the utility bill that you can capitalize on year in and year out.

The two heat exchanger design is the key feature that allows a 90%+ AFUE furnace to operate so efficiently. A primary heat exchanger handles the ignition of the furnace and the natural gas fire (propane, kerosene, heating oil or what ever the furnace burns) of the furnace burners. As the burners are engaged inside of the heat exchanger, the heat exchanger gets hot so that when the furnace blower turns on, forced air travels over the hot heat exchanger to allow for heat transfer to occur, sending warm air through your air ducts and to ultimately heat the air in your home. With a conventional 60-80% AFUE furnace that is all that is present for a heat exchanger, but through brilliant engineering furnace manufacturers realized that flue gases always creates hot moisture that is typically wasted out of the flue pipe and so they decided to capture this free energy by designing a better product. So engineers went to work to produce the two heat exchanger furnace and incorporated a secondary heat exchanger that looks like a coil to capture the hot flue gas moisture to re use this heat in a more efficient appliance, rather than wasting this heat out of the flue pipe.

Remarkably after 70 years of relatively little change in the heating market in terms of how a furnace basically operated, a vastly more efficient appliance emerged on the market. Two stage technology emerged as well, where engineers realized that a furnace did not necessarily have to high fire gas at all times to effectively heat your home, due to varying weather outside of your home. The two stage gas valve emerged to where a low fire predominately occurs on temperate (less cold) winter days saving an additional 25-35% on gas consumption and then when the weather gets real cold outside the furnace can engage a high fire to ensure that the appliance can keep up with heating your home only when high fire is truly needed, to ensure that the homeowner gets the best of both worlds; saving money and staying comfortable.

A conventional furnace is missing these features, because the conventional furnace can only fire in one stage and just wastes flue gas moisture out of the flue pipe. The venting of a 90%+ AFUE furnace is typically done with PVC piping material and most often is vented to the exterior side of a home. The 90%+ AFUE furnace burns and exhausts vastly more cleaner gases than a conventional furnace effectively lowering emissions as well, so you can feel good about doing your part in the environment when you have a 90%+ AFUE furnace installed in your home.

Some contractors are afraid to install a 90%+ AFUE furnace in your home due to lack of training and an inability to successfully repair furnaces in the first place. One legitimate complaint and or criticism that was true in the past, that these contractors would make, is that parts were more expensive on a 90%+ AFUE furnace and why on earth would you want an expensive repair bill they would ask. That all came to an end when Rheem manufacturing designed their new line of 95% AFUE 2 stage furnaces. All parts selected to make the Rheem 95% AFUE 2 stage furnace work are of quality durable design, but cost effective to repair after the furnace warranty expires.

This would not be the case with the expensive Carrier induced draft motors and chip boards or the expensive chip boards used by Trane and American Standard or all parts by Lennox being of higher expense in their product lines of 90%+ AFUE furnaces. Furthermore, Rheem realized that the primary heat exchanger was the most expensive part of the furnace, so they decided to make a primary heat exchanger tougher than any other manufacturers primary heat exchanger.

The Rheem primary heat exchanger is constructed of stainless steel and is of a tubular design with virtually no seam points present on the part, kind of like a car tail pipe, which rarely breaks. Eliminating seam points on the heat exchanger increases the life span of the part. On the contrary, the Lennox, Carrier, Trane and American Standard heat exchangers are a cheaper clam shell design that is no where near as strong as the tubular designed heat exchanger. The clam shell designed heat exchanger is designed to last a certain amount of years, but once enough time goes by these heat exchangers typically fail due to 4 sides of crimped seams separating the heat exchanger, leading to part failure.

Not only is the Rheem 90%+ AFUE line of furnaces tougher and built with cost effective parts in mind, but they even went as far as ensuring that all Rheem furnaces operate at a vastly lower decibal range making the Rheem furnace the quietest class of furnaces in the residential market today. Carrier, Trane, American Standard and Lennox furnaces will work and if sized and installed properly will last for many years, however when they break, you will surly pay a pretty penny to get them fixed.

When you call out an HVAC company or contractor to perform an in home estimate to install your 90%+ AFUE furnace, make sure that they are evaluating your whole house. Proper furnace sizing will involve an estimator to evaluate wall insulation type, attic insulation type, home exposure, window type, slab type, outdoor landscape, fire places present, duct sizing, how many people occupies the space as well as a few other factors too.

Be leery of the estimator that is in and out of your home in 30 minutes or less, because getting it right during the estimate phase will have a huge effect on achieving maximum efficiency of the furnace and your over all indoor comfort for many years to come. Most of the estimates that reputable heating and air conditioning companies perform may require between 1-2 hours to gather all necessary data, answer customer questions and to write an up front price to do the work.

There are many like minded good companies and contractors out there that conduct themselves that way as well. Your best bet would be to just call out an ACCA member company to perform the estimate, because an ACCA member company will operate professionally, follow higher HVAC standards and receives accredited support in training, up to date trade information and will be up to date with new techniques and standards in the HVAC field. Visit www.acca.org and use the contractor zip code locator to find an ACCA member company near you.

Article By: Mike Meincke. Managing Member of Lucky Duct, LLC. http://www.luckyduct.net.

Mike Meincke
http://www.articlesbase.com/home-improvement-articles/what-makes-a-high-efficient-furnace-so-efficient-722633.html

Some people choose to do it as a profession, others do it as a hobby, but one thing they all have in common is the desire to profit from it. `It` being the buying and selling of houses, or as some term it – house flipping. In other words – speculating.

So, with the current downturn in property prices, and the upturn in foreclosures, is it a good time to invest in property? What factors should you bear in mind if you are thinking about buying and selling houses?

Consideration of the following, though not an exhaustive list, should give you some guiding principles to help you before jumping in to real estate.

From what source will you find the funds to purchase the property? If it is going to be a bank loan, consider the rate of interest you will be paying the lender until the loan is repaid, usually at the point of the sale of the property. If it is your own money you are using, how much interest will you lose on it being in a bank? Might you need that money in an emergency?

How much are you prepared to buy the house for? The higher the value, potentially the greater the profit. Set yourself a ceiling, particularly when first starting out. Where will you look to locate the ideal property you wish to buy? From an auction, through a realtor, or even privately, are some of the more obvious options.

Once you see a house you think you could do things with, check how much similar properties go for in that neighborhood. Pay too much and if you can`t make sufficient profit you are wasting your time, and you could even lose money on the deal.

Will you be carrying out repairs, or remodelling, yourself, or, will you have to bring in contractors to do the work for you? If you do the work yourself, do you have the necessary expertise to carry out the work safely, and do a proper job? What about family commitments, will you have the support of those closest to you? If you can do the work yourself, or at least the majority of it, you can save yourself a lot of expense. But, you need to consider whether you can afford to take the time off work with the possibility of losing wages. You need the commitment to see the job through, and set a realistic time scale for completion.

It is absolutely essential to calculate how much profit you will receive after taking into account the initial cost of the property, interest on any loan needed to fund the purchase, selling costs (realtor fees, legal costs etc.), your own wages for the time spent on the house, and costs of materials and possibly employing a contractor to do any work needed to add value to the property.

If you have ticked all the boxes and feel confident that buying and selling houses is for you, then you could be on the road to making money in the property market.

Geoff Cummings
http://www.articlesbase.com/business-opportunities-articles/how-to-profit-by-buying-and-selling-homes-723326.html

Now that the paperwork belongs to the past and the movers have left leaving you alone to admire your new property, it is time to sit down and list all those things you will have to do before being able to relax on your couch or back yard and admire your new possession.

- First of all, install new locks. Since you probably have no idea who has a copy of your current keys, it is best not to take any chances. Consider making an extra set of keys and giving the copy to your parents or best friend.

- Of course, purchase a fire extinguisher for the kitchen and one for the garage and keep them handy. Check and replace if necessary, all the batteries in the smoke detectors.

- If the house needs any preventive maintenance do it as early as possible. It will be really frustrating having to deal with contractors or paint while all your possessions are located inside the house.

- Check to see that all possible damage, like wet wood conditions or walls’ deterioration.

- Clean the gutters and downspouts and check that drain water is directed away from the house.

- Service all heating equipment and check the chimney of the fireplace for possible damage.

- Install carbon monoxide detectors and smoke detectors in key locations.

- All medicines, poisons, or other dangerous elements have to be kept in child proof cabinets and cupboards.

- Create an emergency kit and storage in close to the exit.

- Keep flashlights, batteries, matches and candles in a special child proof drawer in an easy to reach place.

- Consider recording all the important house data and keep the papers related to your house in a safe or a drawer that locks. Also save all receipts of money spent for permanent improvements, repairs and any damage you had to fix. These can later be used for tax deduction purposes.

- In case you wish to renovate a part or even all of your house, you should better check with your neighborhoods local authorities first.

- After you are settled in, introduce yourself to your neighbors and offer them a “hello” gift. Usually people are shy to bang on your door and introduce themselves, so it is better if you break first the ice by introducing yourself. One of the main reasons people enjoy living where they live is that they know and bond with their neighbors.

Jonathon Hardcastle
http://www.articlesbase.com/advertising-articles/moving-in-your-new-home-61862.html

Some people choose to do it as a profession, others do it as a hobby, but one thing they all have in common is the desire to profit from it. `It` being the buying and selling of houses, or as some term it – house flipping. In other words – speculating.

So, with the current downturn in property prices, and the upturn in foreclosures, is it a good time to invest in property? What factors should you bear in mind if you are thinking about buying and selling houses?

Consideration of the following, though not an exhaustive list, should give you some guiding principles to help you before jumping in to real estate.

From what source will you find the funds to purchase the property? If it is going to be a bank loan, consider the rate of interest you will be paying the lender until the loan is repaid, usually at the point of the sale of the property. If it is your own money you are using, how much interest will you lose on it being in a bank? Might you need that money in an emergency?

How much are you prepared to buy the house for? The higher the value, potentially the greater the profit. Set yourself a ceiling, particularly when first starting out. Where will you look to locate the ideal property you wish to buy? From an auction, through a realtor, or even privately, are some of the more obvious options.

Once you see a house you think you could do things with, check how much similar properties go for in that neighborhood. Pay too much and if you can`t make sufficient profit you are wasting your time, and you could even lose money on the deal.

Will you be carrying out repairs, or remodelling, yourself, or, will you have to bring in contractors to do the work for you? If you do the work yourself, do you have the necessary expertise to carry out the work safely, and do a proper job? What about family commitments, will you have the support of those closest to you? If you can do the work yourself, or at least the majority of it, you can save yourself a lot of expense. But, you need to consider whether you can afford to take the time off work with the possibility of losing wages. You need the commitment to see the job through, and set a realistic time scale for completion.

It is absolutely essential to calculate how much profit you will receive after taking into account the initial cost of the property, interest on any loan needed to fund the purchase, selling costs (realtor fees, legal costs etc.), your own wages for the time spent on the house, and costs of materials and possibly employing a contractor to do any work needed to add value to the property.

If you have ticked all the boxes and feel confident that buying and selling houses is for you, then you could be on the road to making money in the property market.

Geoff Cummings
http://www.articlesbase.com/business-opportunities-articles/how-to-profit-by-buying-and-selling-homes-723326.html